About.
Our Name is Our Mission.
At 27T Financial, our purpose is deeply personal and driven by a singular vision: closing the $27 trillion retirement savings gap. The name 27T Financial serves as a daily reminder of the challenge I first encountered over a decade ago when I began my career in financial services. It’s not just our name—it’s our mission.
I’m Will Ham, CPFA®, NQPA™, a Financial Advisor who brings a modern, forward-thinking approach to financial planning. With a perspective that bridges experience and relatability, I understand the challenges today’s workforce faces and approach every client with transparency, authenticity, and a genuine commitment to making financial planning accessible.
Our firm is built on the values of education, collaboration, and optimism. We’re here to empower individuals and businesses alike, providing fiduciary and investment support, customizing strategies, and educating employees to help them make smarter long-term decisions.
Every day, we work to close the gap and create brighter, more secure financial futures—because your goals are at the heart of everything we do.
Check out the background of firms and investment professionals on FINRA’s BrokerCheck
About.
Our Name is Our Mission.
At 27T Financial, our purpose is deeply personal and driven by a singular vision: closing the $27 trillion retirement savings gap. The name 27T Financial serves as a daily reminder of the challenge I first encountered over a decade ago when I began my career in financial services. It’s not just our name—it’s our mission.
I’m Will Ham, CPFA®, NQPA™, a Financial Advisor who brings a modern, forward-thinking approach to financial planning. With a perspective that bridges experience and relatability, I understand the challenges today’s workforce faces and approach every client with transparency, authenticity, and a genuine commitment to making financial planning accessible.
Our firm is built on the values of education, collaboration, and optimism. We’re here to empower individuals and businesses alike, providing fiduciary and investment support, customizing strategies, and educating employees to help them make smarter long-term decisions.
Every day, we work to close the gap and create brighter, more secure financial futures—because your goals are at the heart of everything we do.
Check out the background of firms and investment professionals on FINRA’s BrokerCheck
Services.
Strategic guidance and support
Tailored to your organization’s evolving needs and goals.
Trusted Plan
Guidance
Plan documentation and processes are seamlessly managed, with the Investment Policy Statement tailored and updated to meet your company’s goals.
Provider
Expertise
We prioritize delivering a customized platform and conducting regular provider RFPs to adapt solutions as your needs evolve.
Employee
Education
Employees get personalized guidance through regular one-on- one meetings to maximize benefits and make informed investment decisions.
Investment
Support
We manage your plan with precision, aligning every decision to your Investment Policy Statement and ensuring timely fund lineup adjustments.
Blog.
Use Summer to Get Ahead
Use Summer Strategically: 3 Financial Moves for Smart Companies Before your team heads to the lake, the beach, or the back patio, there’s a strategic opportunity hiding in plain sight. Summer [...]
Tariffs, Turmoil & Your Team
Tariffs, Turmoil & Your Team: Help Employees Tune Out the Noise Last week, in the middle of market turmoil and uncertainty, I received a call from an employee. They had [...]
Inflation and Interest Rates
Preparing Your Portfolio for Inflation As we prepare for 2025, two critical factors will continue to shape the investment landscape: inflation and interest rates. The Federal Reserve’s efforts to control [...]
The Truth About Bull and Bear Markets
Bull and Bear Markets Are Part of the Plan — Not a Problem Markets move in cycles. Some seasons bring growth. Others bring pullbacks. But over time, the trend is [...]
Contact.
LET’S TALK.
Ready to join the 27T Mission and help close the gap and secure brighter financial futures? Let’s start the conversation today.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. 27T Financial and Cambridge are not affiliated. For more information, see Cambridge’s Form CRS
