Use Summer Strategically: 3 Financial Moves for Smart Companies
Before your team heads to the lake, the beach, or the back patio, there’s a strategic opportunity hiding in plain sight. Summer is a natural slowdown for many companies — but it doesn’t have to mean stagnation.
Here are three smart ways to use this quieter season to drive momentum in your company’s retirement benefits and financial wellness strategy.
1. Complete Your Annual 401(k) Plan Review
The cost of waiting is invisible — until it’s not.
If you haven’t done your annual review of your 401(k) plan, this is the time. A strategic review ensures:
- Your fees are still competitive
- Participation is trending in the right direction
- Your match and plan design align with your current goals
Benchmarking against companies your size often reveals hidden risks and missed opportunities.
→ Want a quick plan comparison? We’ll handle it — no strings.
2. Revisit Your Investment Menu
Markets shift. So should your plan’s investment lineup.
It’s not just about having a broad menu — it’s about having the right mix of options, especially as employees face economic uncertainty.
Now’s the time to:
- Review fund performance and fee structures
- Eliminate redundancy or overlap
- Ensure target-date funds reflect your team’s real age demographics
Your plan’s investments impact every participant’s long-term outlook — but few employees are equipped to evaluate them. You can be the difference.
3. Map Your Financial Education Strategy for the Year
Financial stress is a productivity killer. But education drives retention, trust, and results.
The best employers treat financial wellness the same way they treat leadership development: as a long-term investment. Summer is a great time to lock in:
- Q3 and Q4 education dates
- Topics that matter most (like saving, market updates, or debt planning)
- A rollout strategy to build trust and engagement
→ Request our free “Plug-and-Play Financial Education Calendar” to help you map out the second half of 2025.
Want to turn this checklist into action?
Let’s do a 15-minute walkthrough of where your plan stands and how to get ahead before summer really hits.
